Closing costs arrive first. From one market to another, these may cover stamp duty, val d'isere real estate notarial charges, registry costs, legal fees and broker fees. For budgeting purposes, reserve a meaningful percentage on top of the price, then check the exact local rates.

Recurring property taxes come next. Assessment methods differ enormously, and some countries charge different rates depending on residency. Where the buying property in burgas region sits empty most of the time, additional levies can apply.

Building charges catch buyers out. A unit in a complex with shared gardens, landscaping and shared parking generates regular fees that keep coming regardless of occupancy. Ask for recent accounts from the management company before you commit, and look for upcoming renovation projects.

Being far away creates a category of its own. A caretaker must hold keys for emergencies, receive mail and official notices, and supervise repairs. A management company normally charges a percentage of the rent, and doing without it usually proves a false economy.

Insurance, utilities and eventual selling costs complete the budget. The tax due on a future sale can apply to non-resident sellers, and the resident rate is not always the one that applies. A sensible test means putting together a five-year cost model at the offer stage — the total is usually higher than expected.