Transaction costs come first. From one market to another, they may cover transfer tax or stamp duty, notary costs, land registry charges, legal fees and broker fees. As a working assumption, budget a noticeable share above the purchase price, and verify the actual local figures.

Annual property taxes apply every year afterwards. Rates vary from place to place, and some countries apply higher rates to non-residents. Where the property for sale in seminyak sits empty for much of the year, extra charges may apply.

Community fees catch buyers out. A flat in a managed building with shared gardens, an elevator and round-the-clock security comes with regular fees that run on regardless of occupancy. Obtain the building's financial records prior to purchase, and enquire about any planned major works.

Distance creates costs that local owners never see. A local manager needs to be available apartments for sale in mersin emergencies, deal with mail and official notices, and arrange the work of contractors. Professional management usually takes a share of rental income, and managing remotely alone tends to become a false economy.

Insurance, utilities and eventual selling costs round out the picture. Capital gains tax may apply to non-resident sellers, sometimes at a different rate. A useful exercise means putting together a five-year running-cost estimate before you commit — the total tends to exceed what the buyer imagined.